Prepaid funerals

While we all want to shield our loved ones, there is one thing we can’t protect them from – the inevitability of our own passing. We plan ahead for so many events – holidays, weddings, birth, yet because most of us do not like to think about death, many people avoid making important decisions in advance about our funeral.
By planning and pre-paying your funeral and cemetery arrangements in advance you can be sure that your funeral wishes are carried out exactly as you want and that your family members are protected from the financial burden of paying for your funeral.

Funeral planning, before the need arises, is a positive way of putting our affairs in order. Usually, we will not wish to leave all the stressful tasks for others and often benefit from a greater sense of calm and control when we have looked after an issue ourselves.

Benefits of a prepaid funeral

  • Knowing that your loved ones will be relieved of many burdensome decisions at one of the most difficult times of their lives.
  • Husband and wife pre-planning together avoids the ‘at need’ confusion of well meaning relatives.
  • Avoids the need for your family to make many decisions in a very short time.
  • Provides time for the family to think and reconsider, if necessary.
  • Knowing that the funeral will reflect your expressed wishes.
  • Arranging your own service ensures that it is conducted as you wish, not as others wish.
  • Planning for the inevitable is logical and right; it just makes good sense.
  • Assures an appropriate service, eliminating concern about the family getting ‘carried away’ because of grief, exhaustion, sorrow, confusion or guilt.
  • Knowing that the funeral will not be a financial burden on your family.
  • Protects against inflation by ‘freezing the price’.
  • Protects your pension, as the amount paid is not considered part of your assets.
  • Making an outlay for funeral expenses at a time when it’s more affordable.
  • Life insurance can be used for family expenses, as it should be.
  • Monies paid are no longer part of your estate and therefore not subject to administration expenses.

Contact us for to discuss a prepaid funeral